How are you compensated?

For advisory services, we are paid a percentage fee of the money you invest. When you do well, we do well.

For brokerage services, a commission is paid on each transaction in your account.

Are you fiduciary?

Yes. As investment advisor representatives, EPM Financial has a fiduciary obligation to our advisory clients to act at all times in the best interest of our clients. Here is what it means to be a fiduciary:

  • Put our clients’ best interests before our own.

  • Act in good faith and provide all relevant facts to you.

  • Avoid conflicts of interest and disclose any potential conflicts of interest.

How can I view my investment performance?

Along with periodic reviews throughout the year, we offer Account View, an online platform where you can see your portfolio performance and allocations.

Will you work with my accountant/attorney?

Yes! With your permission, we will always work in partnership with your outside advisors. In fact, we strongly advise we work as a team on your behalf. 

Do you have a portfolio minimum?

No! We advise our clients to start investing as early in their financial journey as possible. We will coach you through what it will take to make that happen. We believe the best way to increase your wealth is to invest steadily over time. So the sooner you start, the better.  We want to see you succeed over time. 

What is a Broker-Dealer?

A broker-dealer provides the infrastructure that facilitates stock trading. Broker-dealers are regulated by the Federal Industry Regulatory Authority (FINRA) and are held to a 'suitability standard' meaning their advice must be “suitable” for the client’s needs at that particular time.

What is a Registered Investment Advisor (RIA)?

An RIA advises and manages client portfolios and is held to a fiduciary standard, which means they are required to act in their client's best interest. RIAs are registered with the Securities and Exchange Commission (SEC.) 

Who is LPL Finanacial?

LPL Financial is the nation's leading independent broker-dealer.  They offer proprietary technology, brokerage, and investment advisor services to more than 14,000 financial advisors and approximately 700 financial institutions. Visit LPL Financial's website to learn more.

Who is Private Advisor Group (PAG)?

Private Advisor Group (PAG), is a leading Registered Investment Advisor. PAG provides financial investment companies with oversight, advisory tools, and ensuring regulatory compliance. Visit Private Advisor Group's website to learn more. 

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